FAQs – Unemployment Insurance (2024)

The following can help with frequently asked questions about the Unemployment Insurance program. For more specific questions, visitcontact UI.

Top Questions and Answers

How do I file or reopen a claim?

The fastest way to apply orreopen a claim is through UI Online. You can also apply by phone or by mailing or faxing the paper application form. Allow additional time for processing.

Exception: The following claim type can only be filed by phone, fax, or mail:

  • Combined Wage Claims: Filed when a customer has worked in, or has wages from, two or more states (including California) in the last 18 months.

For more information, visitFiling an Unemployment Claimand watchUI Online: Reopen Your Claim(YouTube).

What is ID.me, and why do I have to use it?

ID.me is a safe and easy way to verify your identity. When applying for benefits on UI Online, you will be redirected to the ID.me site, where you will take a selfie (personal photo) and upload a photo of your ID to verify your identity.

A list of the acceptable documents can be found atRegister and Apply for Unemployment Insurance.

WatchID.me Tips to Verify Your Identity with a Trusted Referee(YouTube)and reviewTop Nine Reasons Your Document May Get Rejected(PDF).

How do I verify my identity?

You should log in to UI Online and see if you can upload your ID documents.

If you are unable to upload your documents, you can mail in your documents. You have10 calendar daysfrom theMail Dateon theRequest for Identity Verification(DE 1326C) mailed to you to respond with your proof of identity.

To request more time, you must call 1-866-401-2849 or mail a request to the address at the top of theRequest for Identity Verification(DE 1326C) mailed to you. We must receive your request within10 calendars daysof theMail Dateon the paper form.

For more information, visitRespond to Your Request for Identity Verificationand watchHow to Verify your Identity with UI Online(YouTube).

How do I certify for benefits?

The fastest way tocertify for benefitsand get paid quickly is through UI Online. Payments often post to the debit card within 24 hours. For more information, watchCertify for Continued Benefits(YouTube).

You can also certify by phone usingEDD Tele-Certby calling866-333-4606and selectingMenu Option 2to get started. First time users will need to enter their SSN, weekly benefit amount, and establish a four-digit PIN to use the system.

If using the paper claim form, you should mail the form to the address provided and allow 10 days for processing.

VisitUnderstanding the Certification Questionsand reviewUnemployment Benefit Certification Question Information(YouTube).

How do I know if my payment is pending?

You can log in to UI Online and select thePaymentspage to view your payment status. If it shows “Pending,” you can select theClaim Status Trackerbutton and see if any additional steps are required or if an eligibility determination interview has been scheduled. If you need to reschedule, you can reschedule for a later date and time.

For more information, visitClaim Status: Pending Payment.

Why did I get a debit card in the mail?

After your first payment is authorized, you will automatically be sent a Money Network debit cardunless you indicate a preference to receive a check in the mail.

For your convenience, you canset notification alertswhenever a deposit is made or when you have a low balance.

You can contact Money Network Debit Card Customer Service at 1-800-684-7051 for all debit card related matters such as balance inquiries and lost or stolen cards.

How do I see my payment history?

Detailedpayment informationis available in UI Online. All payment history is available underHistory.You can also get information on your last payment made by calling the UI Self-Service Phone Line at866-333-4606and selectingMenu Option 2to get started.

For more information, watchView Detailed Payment Information Using UI Online(YouTube).

Why is it important to have a UI Online account?

You can find most of your answers or complete most tasks on your own through UI Online. You can certify for benefits, check payment information, reopen an existing claim, update contact information, reschedule an eligibility phone interview, and send a secure message to UI agents.

There are many helpfulUI Online videosavailable to guide you step-by-step, with many available in multiple languages.

How do I appeal a decision that I do not agree with?

You have the legalright to appealany decision made by the EDD that negatively impacts your benefits. If you have been disqualified, you will receive written notification in the mail stating the reasons why. AnAppeal Form (DE 1000)will be provided, and you have 30 days from the mail date to file a timely appeal.

For more information regarding the appeals process, visitUnemployment Insurance Appeals.

How do I reset my password on UI Online?

You can reset your myEDD password following the steps below:

  1. Go to the myEDD login page.
  2. Select Forgot Password.
  3. Enter email address.
  4. Select Confirm Your Email from the email sent from the EDD.
  5. Verify your identity.
  6. Provide new password and submit.

Note: If you cannot verify your identity, you will need to contact UI at 800-300-5616, available daily from 8:00 am to 5:00 pm, except state holidays.

Can I appeal the end of federal unemployment benefits (PUA, PEUC, PAC, and FED-ED)?

The following federal unemployment benefit programs have ended:

  • Pandemic Unemployment Assistance (PUA)
  • Pandemic Emergency Unemployment Compensation (PEUC)
  • Pandemic Additional Compensation (PAC)
  • Federal-State Extended Duration (FED-ED)

You cannot appeal the end of federal unemployment benefits. If you were receiving benefits from one of these programs before September 11, 2021, you were sent a notice about the end of the program (DE 6331EN-[Program Name]). This notice states at the bottom, “This notice cannot be appealed and there is no need to contact us.

The last date payable for federal unemployment benefit programs is determined by federal law in the CARES Act, as amended by the American Rescue Plan. Federal law does not allow the EDD to pay federal unemployment benefits after the end of these programs.

Claimants

  • California Training Benefits
  • Debit Card
  • Eligibility
  • Claims
  • Form 1099G – Taxable Unemployment Compensation
  • Overpayments
  • Reporting Work and Wages
  • School Employees
  • Treasury Offset Program (TOP)
  • UI OnlineSM
  • Work Sharing Information for Employees

Employers

  • California New Employee Registry
  • Fraud for Employers
  • Payroll Taxes Frequently Asked Questions
  • Reimbursable UI Benefit Charges
  • SIDES
  • Work Sharing Information for Employers
FAQs – Unemployment Insurance (2024)

FAQs

What disqualifies you from unemployment in NJ? ›

In short, you must be looking for a new job, and in a position to accept a job offer when it comes. If you won't be able to work because you have to care for family members or you are physically unable to accept work, you may not be eligible to receive benefits.

How many hours can you work and still get unemployment in NJ? ›

We will ask how many hours you worked and how much you earned (gross) for that week. To be eligible for partial benefits, you cannot work more than 80 percent of the hours normally worked in the job. For example, if you worked a 40-hour week, you won't be able to get benefits if you work more than 32 hours.

What is the maximum unemployment benefit in New Jersey? ›

Those who meet the requirements may receive benefits for up to 26 weeks during a one-year period. The money to pay these benefits comes from a payroll tax paid by employers and workers. The benefits partially replace wages to help unemployed workers meet their financial obligations while looking for work.

What is a disqualification period for unemployment in NJ? ›

Disqualified/Disqualification

For example, if a claimant is found to have been terminated for misconduct, there is a six-week disqualification period, after which they can reopen their claim and begin to receive benefits.

Can you collect unemployment if you get fired in NJ? ›

If you were fired, you will have a fact-finding interview either by phone or email to determine your eligibility. The examiner may request certain documentation as supporting evidence of your separation. The examiner will determine if you are entitled to benefits based on Unemployment Insurance laws and regulations.

Does unemployment contact your employer in NJ? ›

As soon as a claim is filed, all of the claimant's base-year employers are notified of the Division's initial monetary determination on the Form BC-3E, “Notice to Employer of Monetary Determination.” Form BC-3E.

Is unemployment taxable in nj? ›

Although the state of New Jersey does not tax Unemployment Insurance benefits, they are subject to federal income taxes. To help offset your future tax liability, you may voluntarily choose to have 10% of your weekly Unemployment Insurance benefits withheld and sent to the Internal Revenue Service (IRS).

How do I know if my NJ unemployment claim was approved? ›

We'll mail you a decision letter, called Notice of Eligible Determinations (D10). You'll also see your status listed as approved when you check your claim status online.

Can you work for DoorDash while on unemployment in nj? ›

The Short and Snappy Answer

Yes, you can! But, there's a bit to chew on before you start dashing. While you can DoorDash during unemployment, it's important to remember that the money you earn needs reporting.

How long is the extra $300 for unemployment in nj? ›

PUA recipients may also be eligible for an extra $300 per week from January 2021 to the week ending September 4, 2021 through Federal Pandemic Unemployment Compensation (FPUC), which is also taxable.

What happens when your 26 weeks of unemployment runs out in nj? ›

Unemployment benefits provide 60% of average wages, with a maximum of $804/week in 2022 for 26 weeks. Individuals who exhaust these benefits may be eligible for additional weeks. Please review the FAQs for helpful tips and information before applying online at myunemployment.nj.gov.

What's the most money you can get from unemployment? ›

The unemployment benefit calculator will provide you with an estimate of your weekly benefit amount, which can range from $40 to $450 per week. Once you submit your application, we will verify your eligibility and wage information to determine your weekly benefit amount.

What reasons can you be denied unemployment in nj? ›

When can benefit payments be denied?
  • Voluntarily leaving work without good cause. ...
  • Being discharged for misconduct connected with work. ...
  • Not being able to work or available for work. ...
  • Refusing an offer of suitable work.
  • Knowingly making false statements to obtain benefit payments.

How long does it take to get unemployment in nj? ›

How long does it take after I certify for benefits to get paid? If you are entitled to a benefit payment, it will be posted to your direct deposit account or prepaid debit card within 48 hours after you certify.

How long does an employer have to contest unemployment benefits nj? ›

As of August 1, 2023, a determination becomes final unless a written appeal is filed within seven calendar days after the mailing of the determination. If the last day allowed for the appeal occurs on a Saturday, Sunday, or legal holiday, the appeal will be accepted on the next business day.

What if my unemployment claim is denied in NJ? ›

Under the Unemployment Compensation Law and Temporary Disability Law, the claimant and employer have the right to file an appeal to the Appeal Tribunal from any such determination of entitlement. Appeals must be filed within 10 days of the date of mailing, or seven days from the date of receipt.

What is the schedule for unemployment in NJ? ›

Unemployment Insurance weeks start on Sunday and end at midnight on Saturday. You will be assigned a Wednesday to call for the first time. After that, you will call on a Monday or Tuesday, every two weeks. It is your responsibility to claim your weekly benefits on a timely basis.

How does NJ unemployment pay? ›

We normally transfer funds to your bank account within two full business days after you certify for benefits. Payments will not be transmitted on bank holidays or weekends. It is your responsibility to verify that your benefits have cleared your bank account before writing checks or making debits against that account.

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