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What's the difference between your plans and other global health insurance?
Aglobal health insurance plan is much broader cover than standard holiday or business travel insurance. Aetna provides access to local health care services, emergency cover, maternity care, treatment of ongoing conditions and repatriation if needed. Travel insurance provides some of this cover to a lesser degree, but for a single trip or shorter periods of time. Travel insurance also protects against non-medical risks such as lost luggage and trip cancellation.
What is global health insurance?
Global medical insurance plans offer a range of covers suitable for anyone working and living outside of their home country for a year or more. They include:
- Medical and emergency evacuations
- Medical care expenses
- Maternity coverage
- Access to doctors and prescription drugs
Are there any countries exclusions from your health insurance and wellness plans?
We are unable to provide cover in sanctioned countries which currently include Crimea (Annexed Region of Ukraine), Cuba, Iran, North Korea, Sudan (North) and Syria. For all other locations please speak with one of our advisors.
Am I covered on your plans for pre-existing medical conditions?
We can cover some pre-existing conditions on some policies. To find a plan that covers your pre-existing conditions, please speak to one of our advisors.
I’m leaving on short notice. How long does it take to put cover in place?
Cover can be provided in just a few minutes. You can either get a quote online or call us to discuss your requirements. Either way, we just need some details about where and when you’re moving abroad and about any pre-exisiting medical conditions and we can get you covered.
I’m looking for an medical insurance plan for my business, can you do this?
Absolutely! We specialize in global health and wellness insurance plans for businesses. If you are an employer or a business with a global workforce, please visit our dedicated employers page.
Can I continue my treatments in other countries?
Yes. Our plans are designed to travel with you, giving you the flexibility to seek treatment in multiple locations.
I am moving to multiple locations, can my policy travel with me?
Absolutely. Our global health and wellness insurance plans can cover those maintaining more than one country of residence. This allows you to continue ongoing treatments abroad or make a claim from more than one location.
Is care provided in private hospitals?
Yes, claims can be made from any private medical facility. This also includes private facilities not within the Aetna network.
Do your plans include global dental insurance?
We have a range of plans to choose from, some of which include global dental insurance as standard. Dental cover can also be easily added to other plans. Speak to one of our advisors to learn more about what’s included in each policy.
Experience and expertise
We’ve been named "Best International Private Health Care Provider" and "Health Insurer of the Year.” Not surprising given our nearly 60 years’ experience providing global health and wellness insurance products.
Global support
With the ability to communicate in more than 170 languages, our member support is available 24/7. We can help you locate emergency and non-emergency health care, support your claims and answer your questions.
Clinical expertise
You can depend on our clinical knowledge when pre-trip planning ― especially important if you have a chronic health condition or are pregnant. We can also coordinate medical care and help with obtaining prescriptions and medical devices once you’ve left.
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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.
Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobalpmi.com.
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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.
UltraCare policies in Thailand are insured by Safety Insurance plc and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:
Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobal.com/thailand.
You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.
To continue, please close this message or navigate using the links above.
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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.
UltraCare policies in Vietnam are insured by Baoviet Insurance Corporation Limited, and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:
Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobal.com/vietnam.
You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.
To continue, please close this message or navigate using the links above.
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Current office hours
For everyone’s safety during the COVID-19 pandemic, our office is currently closed to in-person, walk-in traffic.
To contact our local staff, call671-472-3862oremailGovGuamServices@aetna.com from 8AM—5PM (Monday—Thursday), 9AM—5PM (Friday).If you missed Open Enrollment, please contact your HR representative immediately.
FAQs
What is the average cost of international health insurance? ›
How much does international health insurance cost? The average annual cost of an international medical insurance plan is $5,500 per year. * However, plans range from as low as $500 with limited benefits to as much as $8,000 for a comprehensive policy that includes coverage in the USA.
Does your health insurance cover you overseas? ›You might be able to get some emergency coverage abroad to an extent, but you won't be able to visit a doctor for a routine procedure or buy prescription medication and expect a reimbursem*nt. Private insurance might or might not offer coverage overseas, but again, it depends on the plan you have.
Are Aetna and Aetna International the same? ›Aetna International is part of Aetna® and the CVS Health® family of companies. We're one of the industry's largest and most experienced benefits providers with a 170-year heritage and 60+ years in global medical benefits.
Can I use Aetna out of country? ›If I need to receive treatment, does it matter where I am? Aetna International operates in almost every country in the world.
What country has the best health insurance in the world? ›Healthcare System Performance Ranking
The Commonwealth Fund regularly ranks the best healthcare in the world. The United States has come in last in 2006, 2007, 2010, 2014, 2017, and 2021. Key Findings: "The top-performing countries overall are Norway, the Netherlands, and Australia.
The monthly cost of Cigna Global health insurance policies can start at as little as $100 and average around $350 per month, while annual costs range from $4,000 to $6,000. Plans with lower deductibles, higher coverage limits, and more benefits will have higher premiums.
How much travel medical insurance do I need for Europe? ›A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.
How much medical coverage do I need for travel? ›How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.
What happens if you have to go to the hospital in another country? ›The U.S. government does not pay overseas medical bills. The patient must pay all hospital and other expenses. You can find lists of doctors and hospitals in the country you are visiting. Check the website of the U.S. embassy in the country you are visiting.
Which travel insurance is best at paying claims? ›We named Nationwide travel insurance as our pick for the most coverage reimbursed. It offers 100% trip cancellation coverage and up to 200% trip interruption protection, depending on your plan choice. Nationwide also provides some of the best policies for cruise ship passengers, based on our review.
Does Aetna cover globally? ›
Absolutely. Our global health and wellness insurance plans can cover those maintaining more than one country of residence. This allows you to continue ongoing treatments abroad or make a claim from more than one location.
Does Humana have an international plan? ›Will I have coverage during international travel? The Humana Group Medicare Advantage PPO plan includes worldwide benefits for emergencies, and, for 2024, you will have access to International SOS services when traveling abroad.
Does my health insurance cover me when abroad? ›U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.
What is the cost of international health insurance? ›International health insurance can cost you anywhere from $200 to $900 per month— with an average of $500.
Does ObamaCare cover international travel? ›Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you'll want to get travel insurance.
What country has the most expensive health insurance? ›The United States: the world's highest medical expenses
The United States has the most expensive healthcare system of any country.
| Company | Average Plan Cost | CFAR Coverage |
|---|---|---|
| Nationwide Travel Insurance EXPLORE PLANS | $206 | Yes, up to 75% |
| Seven Corners Travel Insurance EXPLORE PLANS | $206 | Yes, up to 75% |
| Trawick International EXPLORE PLANS | $180 | Yes, up to 75% |
| Generali Global Assistance EXPLORE PLANS | $201 | Yes, up to 60% |
Countries with the best healthcare include Taiwan, South Korea, Australia, Canada and Sweden. However, access to quality healthcare varies significantly between countries.
How much does European healthcare cost? ›All of the remaining 14 EU Member States recorded average expenditure of €2 110 per inhabitant or less in 2020, with four of these recording an average spend on healthcare below €1 000 per inhabitant. The lowest levels of average expenditure per inhabitant were in Bulgaria (€754) and Romania (€713).