International Health Insurance | Aetna International (2024)

An International health insurance plan for expats and those moving abroad is much broader cover than standard holiday or business travel insurance. It is designed to provide access to local health care services, emergency cover, maternity care, treatment of ongoing conditions and repatriation if needed. Travel insurance provides some of this cover to a lesser degree, but for a single trip or shorter periods of time. Travel insurance also protects against non-medical risks such as lost luggage and trip cancellation.

An international health insurance plan offer a range of covers suitable for anyone working and living outside of their home country for a year or more. Amongst others, they include:

  • Medical and emergency evacuations
  • Medical care expenses
  • Maternity coverage
  • Access to doctors and prescription drugs

It is possible to cover some pre-existing conditions on some policies. To find a plan that covers your pre-existing conditions, please speak to one of our advisors.

Cover can be provided in just a few minutes. You can either get a quote online or call an advisor to discuss your individual requirements. You'll just need some details about where and when you're moving abroad and about any pre-existing medical conditions.

Our international health insurance plans are designed to cover you while travelling, regardless of where you are in the world. This gives you the flexibility to seek treatment in multiple locations, protecting you and your family against accidents and unexpected illness as you travel abroad.

We offer global plans, for information about a few countries we cater for, visit:

Canada

Germany

Mexico

France

India

Spain

Italy

Thailand

Turkey

Japan

Dubai

Claims can be made from any private medical facility. This also includes private facilities not within the Aetna network.

We have a range of plans to choose from, some of which include international dental insurance as standard. Dental cover can also be easily added to other plans. Speak to one of our advisors to learn more about what’s included in each policy.

We are unable to provide cover in sanctioned countries which currently include Crimea (Annexed Region of Ukraine), Cuba, Iran, North Korea, Sudan (North) and Syria. For all other locations please speak with one of our advisors.

Our international health and wellness insurance plans can cover those maintaining more than one country of residence. This allows you to continue ongoing treatments abroad or make a claim from more than one location.

We specialize in international health and wellness insurance plans for businesses. If you are an employer or a business with a global workforce, please visit our dedicated employers page.

Global support

With the ability to communicate in more than 170 languages, our member support is available 24/7. We can help you locate emergency and non-emergency health care, support your claims and answer your questions.

Clinical expertise

You can depend on our clinical knowledge when pre-trip planning ― especially important if you have a chronic health condition or are pregnant. We can also coordinate medical care and help with obtaining prescriptions and medical devices once you’ve left.

Related content for International Health Insurance customers

Be sure to get travel tips before you move — browse our articles and country guides.

International Health Insurance | Aetna International (1) International Health Insurance | Aetna International (2)

Emergency health care: What you need to know

Access to high-quality, reliable health care is an important priority for people travelling internationally, especially if they’re moving or living overseas with family. Find out how Aetna International’s care management team offers support and peace of mind for members while they’re away from home.

Read more

International Health Insurance | Aetna International (3) International Health Insurance | Aetna International (4)

What is the difference between International Private Medical Insurance (iPMI) and travel insurance?

This article answers the question "What is the difference between International Private Medical Insurance and travel insurance?" But, more importantly…"As an expat, why do I need to know?"

Read more

International Health Insurance | Aetna International (5) International Health Insurance | Aetna International (6)

Relocating to Singapore

A small island nation north of the equator, Singapore is located in Southeast Asia and is the world’s only island city-state — being both the country and its capital.

Guide to Singapore

International Health Insurance | Aetna International (7) International Health Insurance | Aetna International (8)

A guide to life in Thailand

It’s not just the idyllic beaches, tropical islands and warm, welcoming, fun-loving people that appeal to foreigners thinking of relocating to Thailand.

Guide to Thailand

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International Health Insurance | Aetna International (10)
International Health Insurance | Aetna International (11)

You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobalpmi.com.

You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.

To continue, please close this message or navigate using the links above.

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International Health Insurance | Aetna International (15)
International Health Insurance | Aetna International (16)

You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

UltraCare policies in Thailand are insured by Safety Insurance plc and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:

Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobal.com/thailand.

You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.

To continue, please close this message or navigate using the links above.

Close

International Health Insurance | Aetna International (20)
International Health Insurance | Aetna International (21)

You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

UltraCare policies in Vietnam are insured by Baoviet Insurance Corporation Limited, and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:

Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobal.com/vietnam.

You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.

To continue, please close this message or navigate using the links above.

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Current office hours

For everyone’s safety during the COVID-19 pandemic, our office is currently closed to in-person, walk-in traffic.


To contact our local staff, call671-472-3862oremailGovGuamServices@aetna.com from 8AM—5PM (Monday—Thursday), 9AM—5PM (Friday).

If you missed Open Enrollment, please contact your HR representative immediately.

International Health Insurance | Aetna International (2024)

FAQs

How much does international health insurance cost? ›

The average annual cost of an international medical insurance plan is $5,500 per year. * However, plans range from as low as $500 with limited benefits to as much as $8,000 for a comprehensive policy that includes coverage in the USA.

Learn More
Can you use health insurance internationally? ›

U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.

Get More Info
Can Aetna be used internationally? ›

We have over 30 years experience in international health insurance. And more than 500,000 members trust us with their care worldwide.

Tell Me More
What is the difference between travel insurance and international health insurance? ›

International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time.

Read More
Does Medicare cover you overseas? ›

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Tell Me More
What happens if you have a medical emergency abroad? ›

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

Know More
Can UnitedHealthcare be used internationally? ›

UnitedHealthcare Global provides you and your family with around-the-clock support, all over the world.

Explore More
What countries does Aetna operate in? ›

Which countries does Aetna operate in?
  • Europe (Dublin and London)
  • Asia Pacific (Singapore, Hong Kong SAR, China, Thailand, Indonesia, Vietnam and the Philippines)
  • Middle East (Qatar, Dubai and Abu Dhabi)
  • United States (Hartford, CT, and nationally)

Discover More Details
Does Humana have an international plan? ›

Will I have coverage during international travel? The Humana Group Medicare Advantage PPO plan includes worldwide benefits for emergencies, and, for 2024, you will have access to International SOS services when traveling abroad.

Know More
Who has the best travel health insurance? ›

11 Best Travel Insurance Companies in July 2024
Best travel insurance categoryCompany winner
Best for medical coverageTravelex Insurance Services.
Best if you have travel credit card coverageSeven Corners.
Best for long-term travelersIMG.
Best for travelers with unpredictable work demandsTin Leg.
7 more rows
6 days ago

Read More

How much is Cigna International Health Insurance? ›

The monthly cost of Cigna Global health insurance policies can start at as little as $100 and average around $350 per month, while annual costs range from $4,000 to $6,000. Plans with lower deductibles, higher coverage limits, and more benefits will have higher premiums.

Know More
Which insurance is best for foreign travel? ›

Learn more about each of our top travel insurance companies, including the average policy costs our team determined by examining and averaging quotes for four unique trips.
  • Faye. Our Top Pick. ...
  • Travelex. ...
  • Nationwide Travel Insurance. ...
  • Tin Leg. ...
  • Berkshire Hathaway Travel Protection. ...
  • Seven Corners Travel Insurance. ...
  • AIG Travel Guard.

Discover More
How much medical insurance do I need for international travel? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Get More Info Here
How much does health insurance cost in the US compared to other countries? ›

Health expenditures per person in the U.S. were $12,555 in 2022, which was over $4,000 more than any other high-income nation. The average amount spent on health per person in comparable countries ($6,651) is about half of what the U.S. spends per person.

Get More Info
What country has the most expensive health insurance? ›

The United States: the world's highest medical expenses

The United States has the most expensive healthcare system of any country.

Read More
What country has the best health insurance in the world? ›

Healthcare System Performance Ranking

Key findings: “The top-performing countries overall are Norway, the Netherlands, and Australia. The United States ranks last overall, despite spending far more of its gross domestic product on health care.

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